Real time BIN check via PST Pulse Tool
- Payment-processing (Visa, Mastercard, etc)
- Issuing bank (Citi, Wells Fargo, TD, etc)
- Country of issuance
- Type of the card (Credit or Debit)
- Kind of the card (Standard, Classic, Gold, Platinum, etc)
- Percentage of approved and declined transactions*
- Average spend per card*
- Billing thresholds*
Take advantage of these free tools to ensure the security of your online transactions. We have developed these free tools to help you ensure that your credit/debit card details are 100% reliable and accurate
What is BIN Checker Pulse PST?
BIN Checker Pulse is a web-based tool to verify BINs for free. Enter the BIN in the search field and click 'Check.' The BIN lookup tool instantly provides information from the BIN, including the issuing bank name and location, card type and brand.
The Database is update daily: 500 000+ BIN numbers
What is a BIN?
A Bank Identification Number (BIN) is composed of the first 6-8 card number’s digits. It’s a key to identifying the card type, issuing bank name and payment processing system.
The BIN Checker derives all the information via these digits and displays it on your screen.
How does it work?
A BIN concept was established by the International Organization for Standardization (ISO) to simplify and standardize the identification process for banks. BINs are part of the global financial system.
The primary industry of the card issuer is shown by the Major Industry Identifier (MII) or the first card digit. For example, an airline-related card can be identified by digits 1 or 2, while digits 4 and 5 signify a bank or financial institution like Visa or MasterCard. The next digits of the BIN contain encoded other data about the card.
Authorization
User verification via BINs involves identifying the cardholder and checking the transaction's legality.
For example, the cardholder might want to purchase something through an online resale platform using their bank card. They enter the full card number, CVV, and card expiration date into the special purchase form. The payment system (like Visa or Mastercard) immediately reads the BIN to identify the issuing bank and sends a payment request.
The issuing bank receives a withdrawal request, which appears as an information prompt. The bank checks the BIN card data to help prevent scam activities. By utilizing the BIN number, the bank decides to confirm or decline the transaction. When the withdrawal is approved, the necessary amount is held in the cardholder’s account. Then the purchase can be confirmed by the online store, and the transaction is completed.
The entire verification process depends on the BIN, which is used by both payment networks and issuing banks.
How to use the BIN Checker PULSE
The BIN Checker tool allows you to verify a BIN or IIN code in just a few seconds. Follow this 3-step guide for using the free BIN Checker PULSE
Step 1:Enter the first six digits (BIN) of the card number into the search field in the PULSE tool.
Step 2: Click the “Check” button.
Step 3: You will see the complete information about the card issuer, including the card type, issuing bank name and country, and other details.
What is the PULSE tool?
PULSE is a web-based BIN Checker that helps you verify Bank Identification Numbers (BINs) quickly and accurately, with a daily updated database of 500,000 BINs. By entering the first six digits of a card number, you can instantly access information about the card issuer, including the issuing bank name and location, card type and other details.
Can I try the PULSE tool for free?
Yes, you can use the Pulse tool for free. Simply enter the BIN in the search field and click the 'Get Details' button to receive detailed card information.
What is a BIN or IIN?
The BIN (Bank Identification Number) or IIN (Issuer Identification Number) is the first 6-8 digits of a card number. It helps identify the card type, issuing bank name and payment processing system.
I'm a developer. Can I get access to the API?
Yes, of course! We have a special service for that. We'll give you the API so you can easily integrate it into your product.
What if I need help with the BIN checker?
If you need help with the BIN checker, just reach out to our 24/7 support team. We're always here to assist you!
Want to get crypto-friendly virtual payment card?
Get your first card in 5 minutes. Perfect for online shopping, advertising and media buying.